White-label payment platform
Your payment gateway.
Your brand. Live in weeks.
CloudTech is a white-label payment platform for PSPs and fintechs. Branded merchant portal, smart routing, and hundreds of payment integrations — on infrastructure you don’t have to build.
Who it’s for
Built for businesses that
run payments at scale.
Payment service providers
Launch new gateway products, expand into new markets, and onboard merchants under your own brand — without expanding your engineering team.
Fintech startups & neobanks
Skip 6–12 months of core payments development. Start on proven infrastructure and spend your roadmap on product, not plumbing.
Platforms & marketplaces
Monetise payments across your ecosystem with branded checkout, split payouts, and merchant management out of the box.
Why CloudTech
Three reasons teams
launch with us.
Move fast
Catch new opportunities before your competitors can. A modular platform and an agile launch team get you live in two weeks — not next roadmap year.
Power up
Automate complex operations and scale anywhere: 300+ integrations, smart routing, and a global partner network that grows with your merchant base.
Stay focused
Play to your strengths while we run the tech. One subscription covers deployment, training, orchestration, and 24/7 human support — no surprise line items.
The platform
One platform. Every piece
of a payment business.
Everything below ships under your domain, your logo, and your fee structure. Your merchants never see CloudTech.
Branded merchant portal
Your merchants sign in to your portal — your domain, your logo, your colours. Transactions, balances, statements, and settlement reports in one place.
Operations back office
A control room for your team: merchant onboarding, KYC workflows, transaction monitoring, fee configuration, and role-based access.
Hosted checkout
A conversion-optimised payment page styled to each merchant’s brand, with local payment methods, 3-D Secure, and one-click repeat payments.
Smart routing & cascading
Route every transaction by GEO, chargeback rate, approval rate, or payer profile — and cascade failed payments automatically.
300+ payment methods.
One integration.
Cards, wallets, bank transfers, local schemes, and crypto — connected once through a single API and available to every merchant you onboard. A new gateway goes live in 3–6 hours — not weeks.
See integrations ›Capabilities
Everything a gateway needs.
Nothing you have to build.
Multi-currency processing
Accept and settle in 100+ currencies with automatic conversion and per-merchant currency configuration.
In-house antifraud
Our own fraud engine minimises chargebacks and refunds before they happen — protecting your money, your terminals, and your approval rates.
Detailed analytics
Drill into every dimension — transactions, users, merchants, gateways, and terminals — with dashboards that update in real time.
Flexible fee engine
Any fee structure your business runs on: per-transaction, tiered, blended, or fully custom rules per merchant and gateway.
Bank-grade financial ledger
Accounting built to banking standards: every cent tracked, every balance reconciled, all funds protected and under your control.
Automated settlements
Merchant and gateway settlements run themselves — flexible schedules, split payouts, rolling reserves. Catch discrepancies early and close books without an ops army.
Built-in ticketing
Our own ticket system keeps merchant support inside the platform — track, resolve, and escalate without third-party tools.
API-first architecture
REST APIs and webhooks for everything on the platform. If the dashboard does it, your systems can do it too.
Team & access control
Granular roles for operations, finance, support, and compliance — every action logged in an immutable audit trail.
Built around your roadmap.
Need a capability the platform doesn’t have yet? Custom development for your brand is part of the deal — we scope new features together and actively build them while you grow.
Discuss your case ›For developers
One API. Three ways in.
From a no-code payment link to a full API integration — pick the path that fits your team and switch later without re-platforming.
No code required.
Create branded payment links from the dashboard and share them in chat, email, or QR — live in minutes.
Explore no-code ›Pre-built connections.
Payment methods and acquirers arrive pre-integrated — switch them on per merchant, market, or channel.
See all 300+ methods ›Build on the API.
REST APIs, webhooks, and sandbox keys from day one. If the dashboard does it, your code can do it too.
Read the docs ›Security & compliance
Compliance is built in,
not bolted on.
PCI DSS Level 1
Certified to the highest level of the payment card industry security standard.
GDPR-ready
Data residency options and processing agreements aligned with EU data protection law.
KYC & AML tooling
Merchant onboarding workflows with document collection, screening, and case management.
Encryption everywhere
Card data tokenised and encrypted at rest and in transit; secrets never leave the vault.
Bank integration experience
We have taken payment platforms through direct bank integrations — and run the technical side of your payments end to end.
24/7 human support
Real engineers around the clock, not a chatbot. The people who built the platform watch over your payments.
How you launch
From contract to first
transaction in four steps.
Discovery
We map your target markets, payment methods, and licensing setup to a platform configuration.
Branding & setup
Your domain, visual identity, and fee structure applied across portal, checkout, and emails.
Integrations & routing
Providers connected — a typical gateway takes 3–6 hours — routing rules and cascading configured, test transactions verified end to end.
Go live
Onboard your first merchants with our team on standby, then scale on infrastructure monitored 24/7.
Build vs. buy
The 12 months you
don’t have to spend.
Building in-house
Own build, own burden.
Time to market
6–12 months
Upfront investment
$250K+ in engineering
PCI DSS compliance
Your audit, your burden
Payment integrations
Built one by one
Maintenance & uptime
Your on-call team
Typical scope for a payments team of six.
With CloudTech
Launch-ready platform.
Time to market
Up to 2 weeks
Upfront investment
Setup fee + subscription
PCI DSS compliance
Inherited from the platform
Payment integrations
300+ ready on day one
Maintenance & uptime
Monitored 24/7 by CloudTech
FAQ
Frequently asked questions.
Do I need my own payment license?
CloudTech provides the technology; regulatory licensing depends on your business model and markets. Many clients operate under their own PSP or EMI license — we walk through your setup during discovery.
How long does it take to launch?
A standard configuration goes live in under two weeks: discovery, branding, provider connections, routing setup, and end-to-end test transactions. Complex custom integrations can extend the timeline.
Can I connect my own acquirers and providers?
Yes. Use our pre-built integrations, bring your own acquiring contracts, or combine both. Routing rules treat every connection equally. A typical gateway integration takes 3–6 hours.
Is the platform really under my brand?
Fully. Your domain, logo, colours, checkout pages, and email templates. Your merchants and their customers never see CloudTech anywhere.
Can you build features specific to our business?
Yes. Custom development is part of working with us — roadmap items for your brand are scoped together and actively built as part of your contract.
How does pricing work?
A monthly platform subscription plus a one-time setup fee, scaling with transaction volume. No revenue share on your merchants’ processing.
Where is the platform hosted?
On enterprise-grade cloud infrastructure with regional hosting options, a 99.9% uptime SLA, and 24/7 monitoring.
Get started
See the platform
under your brand.
Book a 30-minute demo — we’ll configure a sandbox with your logo on it and walk through your launch plan.
One message books it — no forms, no queues. We reply within one business day.
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